| 1. |
SB A/c |
Existing |
Propsoed |
| |
Cheque book charges |
Nil |
Rs. 3/- per cheque |
| |
|
|
after first 100 cheques |
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|
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during financial year |
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Duplicate Pass Book |
Rs. 25/- |
Rs. 50/- |
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| 2. |
Currrent a/c |
|
|
| |
Cheque book charges |
Nil |
Nil |
| |
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| |
Multicity ch. Book |
Nil |
Rs. 2 per cheuqe leaf |
| |
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| |
Duplicate Statement |
Rs. 10/ - per page |
Rs. 25/- per page, minimum Rs. 50/- |
| |
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Non mainetnance of minimum balance |
Rs. 100/- per month (monthly average balance) |
Rs. 150/- per month |
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Transaction at non-home branches Cash above Rs. 50,000/- |
Nil |
Rs. 100/ - per slip |
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| |
Clg. Cheques |
Nil |
Rs. 50/- per slip |
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Incidental charges |
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| |
MICR Centre |
Rs.1.45 ps. Per entry subject to mimum Rs. 70/-per quarter |
Rs. 2 per entry subject to minimum Rs. 100/- per quarter |
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|
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Non MICR Centre |
Rs.0.50 ps. Per entry subject to mimum Rs. 35/-per quarter |
Rs. 0.75 per entry subject to minimum Rs. 50/- per quarter |
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| 3. |
Remittance facilities |
|
|
| |
DD/PO issue charges |
No change |
No change |
| |
|
|
|
| |
Cancellation/duplicate/revalidation |
Rs. 10/- |
Rs. 50/- |
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|
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| |
DD/PO Stop payement |
Rs. 50/- |
No change |
| |
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RTGS |
|
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| |
Outward |
Rs. 25/- per request upto |
No change |
| |
|
Rs. 5 lacs and Rs.50/- thereafter |
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| |
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| |
Inward |
Nil |
No change |
| |
|
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| 4. |
Outstation collection of cheque |
Rs. 35/- |
Rs. 28/- (As per RBI guidelines Rs. 25 + S. Tax) |
| |
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| |
Bouncing of cheque |
Rs. 35/- to Rs. 75/- |
Rs. 100/.- |
| |
|
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| 5. |
Clearing Cheque Return Charges |
|
|
| |
Return of cheque deposited |
Rs. 25/- |
Rs. 25/- |
| |
|
|
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| |
Returnof cheques issued |
Rs. 75/- |
Rs. 100/.- |
| |
|
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| |
ECS return charges |
Rs. 75/- |
Rs. 100/- |
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| 6. |
Loan and advances |
|
|
| |
Processing charges |
upto Rs. 2 lacs Rs. 250/- |
0.25% with minimum Rs. 250/- and |
| |
|
Above Rs. 2 lacs to 5 lacs - Rs. 500/- |
maximum Rs. 15000/- |
| |
|
Above Rs. 5 lacs @0.10% with ceiling of Rs. 10,000/- |
|
| |
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| |
Annual processing charges for CC/OD |
Rs. 250/- p.a. |
upto Rs. 5 lacs - Rs. 250/- |
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above 5 lacs to 25 lacs - Rs. 500/- |
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abov e Rs. 25 lacs to 50 lacs - Rs. 1000/- |
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Above 50 lacs - Rs. 2500/- |
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|
| |
Loan/OD ag. NSC/LVP/LIC |
Nil |
Rs. 10/- per certificate with minimum Rs. 50/- |
| |
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|
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| |
Interest on overdraft SSI |
12.25% |
12.75% |
| |
Retail trades |
13.00% |
13.50% |
| |
others |
13.50% |
14.00% |
| |
|
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| 7. |
Locker operating charges |
Nil |
Rs. 50/- per visit after 12 visits |
| |
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| 8. |
Other charges |
|
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| |
|
|
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| |
Signature attestation |
Rs. 15/- |
Rs. 50/- |
| |
|
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| |
A/c close within one year |
Rs.15 |
Rs. 50 |
| |
|
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| |
Enquiry of old entry beyond one yeart |
|
Rs. 50 per request |
| |
|
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| |
Addition/deletion of name/ change in operational instructions |
Nil |
Rs. 50 per rquest |
| |
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| |
Operation of a/c by PA hodler or Manager |
Nil |
Rs. 50 at the time of request |
| |
|
|
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| |
Solvency certificate |
0.25% minimum Rs. 100/- |
0.25% MINIMUM Rs. 250/- |