Prime Co-operative Bank Ltd.
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   Prime Co-Op. Bank Ltd        Cross reference  
   Balancesheet As At 31st March 2022             
 31/03/2021   Capital & Liabilities       31/03/2022       
 AudIted   1- CAPITAL        UnaudIted       
   i    - Authorised Share Capital              
      500,000,000.00  50,00,000 (50,00,000) Share of Rs. 100- Each         500,000,000.00          
   ii-  Subscribed Share Capital             
                (25,37,364) 23,26,154 Share of Rs. 100/- Each             
   (iii) Amount called up            232,615,400.00      
      253,736,400.00               (25,37,364) 23,26,154 Share of Rs. 100/- Each           232,615,400.00        
                            -    less call unpaid                                 -          
                            -    Of (iii) above, held by                                 -          
      253,736,400.00  (a) Individuals           232,615,400.00        
                            -    (b) Co-operative institutions                                 -          
                            -    (c) State Government                                 -          
   2 RESERVE FUND AND OTHER RESERVE          1,489,255,335.14      
      462,287,552.58         (a)  Statutory Reserve            578,831,186.16        
      123,072,545.16         (b)  Building Fund            132,891,935.06   1    
          5,251,125.00         (c) Special Buidling fund               5,251,125.00        
      150,000,000.00         (d) Bad and Doubtful Debts Reserve            241,053,700.44   -    
      100,190,787.00         (e) Investment Fluctuation Reserve            137,600,000.00        
        60,595,891.31         (f) General Reserve             70,595,891.31        
      106,534,527.00         (g) Special Reserve           124,437,261.00        
          3,374,000.00         (h ) Charity Fund               5,745,751.25        
          4,878,478.00         (i) Propaganda Fund               4,878,478.00        
          7,683,500.00         (j) Investment Depreciation Reserve             10,209,132.00        
                            -           (k) Dividend Equalisation Fund               1,123,691.24        
                            -           (l) I T Development fund             10,000,000.00        
        31,001,683.50         (m)  Contingency Reserve Fund             35,001,683.50        
                            -           (n) Mmebers welfare fund                  375,500.00        
          (o) Other fund and reserve           131,260,000.18        
        64,404,000.00            (i) Provision for investment depriciation           84,404,000.00          
        33,556,000.18            (ii) Standard assets provision           46,856,000.18          
   3.  THE PRINCIPAL/SUBSIDIARY STATE PARTNERSHIP FUND             
   4 - DEPOSITS AND OTHER ACCOUNTS        16,461,978,644.31      
                            -    (a) Fixed Deposit      11,079,411,801.28   2    
   9,990,073,630.87          (a) Individuals     11,079,411,801.28          
                            -             (b) Central co-operative banks                               -            
        87,918,415.03          (c) Other societies              
   (b) Saving Deposit        3,074,879,662.53        
   2,787,773,944.15          (a) Individuals       3,074,879,662.53          
                            -             (b) Central co-operative banks                               -         SB=132 = 20918038.42
        22,156,199.75          (c) Other societies           CA= 19 = 2178704.33  
   (c) Current Deposit        2,307,687,180.50     FD= 52 = 69642711.03
   2,083,601,271.61          (a) Individuals       2,307,687,180.50          
                            -             (b) Central co-operative banks                               -            
          3,979,848.75          (c) Other societies              
   (d) Money at Call and short notice             
   5- BORROWINGS                                  -        
   (1) From the Reserve Bank of India/State/Central co-operative bank                                  -        
          (a) Short-term loans, cash credits and overdrafts              
                 Of which secured against             
                            -                  (1) Government and other approved securities             
                            -                  (2) Other tangible securities             
                            -            (b)  Medium-term loans  of which secured against             
                            -            (c) Long-term loans  Of which secured against             
   (2) From the State Bank o India                                   -        
          (a) Short-term loans, cash credits and overdrafts              
                 Of which secured against             
                 (1) Government and other approved securities             
                 (2) Other tangible securities             
           (b)  Medium-term loans  of which secured against             
           (c) Long-term loans  Of which secured against             
   (3) From the State Government                                  -        
   (4) Loan from other sources (source and security to be specified)                                  -        
   6- BILLS FOR COLLECTION                    222,429.00      
             258,370.00  Being bills receivable as per contra                  222,429.00        
   7-BRANCH ADJUSTMENTS                                  -        
                            -         Brandh Adjustment                                 -          
   8- OVERDUE INTEREST RESERVE              161,631,720.14      
      106,054,349.99       Overdue Interest Reserve           161,631,720.14        
   9 -INTEREST PAYABLE                9,007,107.00      
          9,720,022.00        Interest Payeble                9,007,107.00        
   10 - OTHER LIABILITIES             314,749,078.61          73,000,777.92  
        18,887,823.23           (a) Bills payable              10,798,254.60        
          2,501,264.00           (b) Unclaimed dividends                4,124,775.00   3    
        22,875,944.01           (c) Sundries Account               8,192,934.21        
                            -             (d) Interest Accrued                                 -          
          8,354,119.56           (e) Other Payable             10,160,904.87   4    
             589,500.00           (f) Other Deposit                                 -     5    
                            -             (g) Clearing Difference                    17,876.08        
             778,975.00           (h)   Provision For Expenses                  630,956.00        
        66,200,000.00           (i) I-Tax Provision             68,300,000.00   6    
          2,200,000.00            (j) Provision for Assets other than  advances             13,150,000.00        
        51,907,784.43           (k) Retirement Fund           160,298,300.69        
        21,776,835.00           (l) Defferred Tax (Netting with Deferred Tax        Assets)             28,145,429.00   7    
          7,931,314.11           (m) Suit File Recovery               7,823,433.11        
          3,595,592.10          (n) GST Payable                3,106,215.05        
             156,555.00           (n) Income in advance             
   11- PROFIT AND LOSS            256,262,502.74      
      188,371,014.30  Profit as per last balance-sheet           210,228,694.80        
     (188,371,014.30)  Less appropriations          (210,228,694.80)        
      210,228,694.80  Add  profit for the year brought from the Profit and Loss Account           256,262,502.74        
   12- CONTINGENT LIABILITIES             
        48,355,838.50  Outstanding liabilities for LC/cguarantees issued             52,431,626.00        
        60,570,176.78  Others - DEAF              71,478,540.10        
   16,916,086,943.12         18,925,722,216.94      
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
               
   Prime Co-Op. Bank Ltd             
   Balancesheet As At 31st March 2022             
 31/3/2021   Property and Assets       31/3/2022       
   1- Cash              
   In Hand and with Reserve bank of India, State Bank of India, State Co-Operative Bank and Central Co-Operative Bank           1,254,113,883.03     6,072,095,338.62  
      113,005,000.05       a) on hand           123,744,726.70         1,062,646,424.62
      583,736,687.76       b) in current account           436,581,801.33   7    
      902,299,239.00       c) in fixed deposit           693,787,355.00         8    
   2-BALANCE WITH OTHER BANK         1,257,842,498.24      
      427,896,019.82      (a) Current Deposit           513,059,623.24   9    
       (b) Savings bank deposits             
   1,179,571,266.00      (c)  Fixed Deposit           744,782,875.00   10    
   3- MONEY AT CALL AND SHORT NOTICE            127,954,032.97      
      105,951,173.19      CBLO Lending           127,954,032.97        
                            -        Call money                                 -          
   4- INVESTMENT         4,494,831,349.00      
        (a) In Central and State Government securities               6,061,355,611.97
   4,668,021,724.00              at book value        4,494,784,849.00   11    
  (4,644,380,000.00)              ( Face value)              
  (4,815,605,549.82)               (Market value)                1,438,570,230.00
        (b) Other Trustee securities                                 -          
               41,000.00       (c) Shares in co-operative institutions other than in item  (5) below                     46,500.00        
                            -        (d) Debt Fund                                 -          
   5- INVESTMENTS OUT OF THE PRINCIPAL/SUBSIDIARY STATE PARTNERSHIP FUND             
   6- ADVANCES          11,139,221,517.01      
   2,145,822,885.17       (a) Short-term loans, cash credits, overdrafts and bills discounted        2,590,366,003.44   12    
                 Of which secured against :             
       (80,496,435.87)         (a)  Government and other approved securities             
  (2,065,326,449.30)         (b) Other tangible securities      2,590,366,003.44          
   Of the advances, amount due from individuals             
         (8,192,231.00)           Amount overdue             3,074,491.00          
                            -            Considered bad and doubtful of recovery             
      287,575,421.90         (b)  Medium-term loans           242,969,351.54       13    
                  Of which secured against             
          (a)  Government and other approved securities                               -            
       (76,758,836.40)         (b) Other tangible securities           89,366,398.82          
   Of the advances, amount due from individuals             
       (12,865,006.00)        Amount overdue             2,338,708.10          
         (3,956,394.00)       Considered bad and doubtful of recovery             
   5,982,036,471.67         (c) Long-term loans        8,305,886,162.03   14    
               Of which secured against             
       (22,410,673.50)         (a)  Government and other approved securities             
  (5,959,625,798.17)         (b) Other tangible securities      8,305,886,162.03          
   Of the advances, amount due from individuals             
       (24,395,596.35)         Amount overdue             7,717,706.51          
       (14,053,136.00)         Considered bad and doubtful of recovery             
      266,796,638.98  7-INTEREST RECEIVABLE            309,720,669.52          566,089,123.83
     (106,054,349.99)  Of which overdue         161,631,720.14        161,631,720.14        
     (106,054,349.99)  Considered bad and doubtful of recovery             
   8- BILLS RECEIVABLE BEING BILLS FOR COLLECTION AS per contra             
             258,370.00         Bills Receivable                  222,429.00              222,429.00 15    
   9 -BRANCH ADJUSTMENTS             
                            -         Branch Adjustment                                 -                               -        
   10-PREMISES LESS DEPRECIATION             
        45,515,571.00          Premises             41,156,073.00          41,156,073.00      
   11- ALL OTHER FIXED ASSETS LESS DEPRECIATION             
        47,068,727.04         Furniture Fixture, Computer, Electrification, etc.              44,291,310.86          44,291,310.86      
   12- OTHER ASSETS (to be specified)            256,368,454.31            27,544,270.59
        14,060,529.13          (a) Stationary and Stamp (including Franking)               4,670,066.39   16    
          3,537,135.00          (b) Prepaid Expenses               4,490,564.00        
          5,450,534.00          (c) Deposit (including Pan Card)               5,604,526.00   17    
        10,154,802.00          (d) Deposit with Land lord             10,020,925.00        
          4,921,647.00          (e) Other receivable               1,429,299.20   18    
                            -            (f)  branch adjustment                                 -          
        68,443,344.83          (g) Advance Tax including TDS             68,300,000.00   19    
          1,416,740.00          (h) Festival Advance                1,328,890.00        
             598,231.15          (i)GST ReceivableT                  225,883.03        
        51,907,784.43          (i) Retirement benefit Investment            160,298,300.69        
   16,916,086,943.12  Ttoal        18,925,722,216.94