Half Yearly Report Sep 2019

PRIME CO-OPERATIVE BANK LTD.
 
  (Rs. in lacs)
  Quarterly   Half yearly  Year ended
  Audited Audited Unaudited Audited Unadited Audited
  Jun-19 Sept-18 Sept-19 Sept-18 Sept-19 Mar-19
Interest on advances 1,702.44 1,459.22 1,863.23 2,864.56 3,565.67 5,780.37
Interest/Div. on investment 1,129.15 1,241.19 1,062.54 2,304.70 2,191.69 4,470.68
Commission & Exchange 43.68 27.38 26.05 58.73 69.73 132.43
Other Income 137.46 71.78 118.99 212.69 256.45 457.05
Profit on sale of security 34.65 1.25 33.33 8.40 67.98 108.02
Total Income 3,047.38 2,800.82 3,104.14 5,449.08 6,151.52 10,948.55
Interest on deposits 1,633.45 1,774.15 1,705.50 2,993.09 3,338.95 6,296.64
Interest on borrowing 0.75 5.12 1.25 5.34 2.00 0.71
Interest on others - 2.80 (34.04) 2.80 (34.04) 22.71
Other expenses # 648.76 456.71 541.26 1,033.92 1,190.02 2,155.54
Service Tax 27.28 14.30 28.97 25.94 56.25 136.69
Total Expenses 2,310.24 2,253.08 2,242.94 4,061.09 4,553.18 8,612.29
Interest Spread 1,197.39 921.14 1,219.02 2,170.83 2,416.41 3,930.99
Profit before dep.& Provision 737.14 547.74 861.20 1,387.99 1,598.34 2,336.26
Provision - -   - - 219.57
Depriciation 0.01 (0.03)   0.01 89.69 189.64
Loss on sale of assets 0.18 -   0.03 9.49 1.29
Bad debt written off - -   - - -
Capital expeses written off - 0.05   0.05 - 0.37
Excess prov. written back - -   - - -
merged bank losses written off - -   - - 36.70
Profit after dep.& Provision 736.95 547.77 861.20 1,387.90 1,499.16 1,888.69
Income Tax 150.00 129.38   219.38 321.72 426.34
Deferred Tax   -   -   18.62
Net Profit 586.95 418.39 861.20 1,168.52 1,177.44 1,443.73
Deposits 1,19,302.08 1,08,462.10 1,21,180.30     1,15,694.01
Advances 66,558.68 56,184.66 72,391.57     62,717.60
Investment 58,574.50 56,959.46 54,789.39     57,077.36
Gross NPA 719.37 712.98 769.88     694.28
Gross NPA (%) 1.08% 1.27% 1.06%     1.11%
Net NPA   0.00% 0.00%     -
CD Ratio 55.79% 51.80% 59.74%     54.21%