Quarterly Result

Performance for the period ended December 2018 (Rs. in lacs)
 
  Quarter ended Period ended Year ended
  Audited Audited Unaudited Audited unaudited Audited
  Sep-18 Dec-17 Dec-18 Dec-17 Dec-18 Mar-18
Interest on advances 1,459.22 1,440.63 1,526.26 4,377.60 4,390.82 5,780.37
Interest/Div. on investment 1,241.19 975.67 1,143.36 3,274.03 3,448.06 4,470.68
Commission & Exchange 27.38 26.91 25.60 96.88 84.33 132.43
Other Income 71.78 81.25 101.35 271.40 314.04 457.05
Profit on sale of security 1.25 - 32.64 166.32 41.04 108.02
Total Income 2,800.82 2,524.46 2,829.21 8,186.23 8,278.29 10,948.55
Interest on deposits 1,774.15 1,273.27 1,332.49 4,536.69 4,325.58 6,296.64
Interest on borrowing 5.12 0.33 0.48 0.68 5.82 0.71
Indterest on others 2.80 - - 27.65 2.80 22.71
Other expenses 456.71 626.24 678.20 1,642.06 1,712.12 2,155.54
Service Tax 14.30 36.75 30.49 89.59 56.43 136.69
Total Expenses 2,253.08 1,936.59 2,041.66 6,296.67 6,102.75 8,612.29
Interest Spread 921.14 1,142.70 1,336.65 3,086.61 3,504.68 3,930.99
Profit before dep.& Provision 547.74 587.87 787.55 1,889.56 2,175.54 2,336.26
Provision - - 0.50 - 0.50 219.57
Depriciation (0.03) 0.09 0.07 0.12 0.08 189.64
Loss on sale of assets - 0.60 0.06 1.07 0.09 1.29
Bad debts written off - - - - - -
Capital expeses written off 0.05 - (0.05) - - 0.37
Excess prov. written back - - - - - -
merged bank losses - - - - - 36.70
Profit after dep.& Provision 547.77 587.18 787.47 1,888.37 2,174.87 1,888.69
Income Tax 129.38 (25.66) 241.29 182.61 460.67 426.34
Deffered Tax - - - - - 18.62
Net Profit 418.39 612.84 546.18 1,705.76 1,714.20 1,443.73
Deposits 108,462.10 105,310.24 110,440.47     109,356.40
Advances 56,184.66 52,153.23 56,492.62     53,287.13
Investment 56,959.46 56,403.06 57,707.32     57,646.53
Gross NPA 712.98 577.97 713.51     634.75
Gross NPA (%) 1.27% 1.11% 1.26%     1.19%
Net NPA 0.00% 0.00% 0.00%     0.00%
CD Ratio 51.80% 49.52% 51.15%     48.73%