Quarterly Result

Performance for the period ended March 2019
 
    Quarter ended   Year ended  
  Audited Audited Unaudited Audited Unaudted
  Dec-18 Mar-18 Mar-19 Mar-18 Mar-19
Interest on advances 1,526.26 1,402.77 1,545.08 5780.37 5935.90
Interest/Div. on investment 1,143.36 1,196.65 1,173.61 4470.68 4621.67
Commission & Exchange 25.60 35.55 51.20 132.43 135.53
Other Income 101.35 185.65 232.61 457.05 546.65
Profit on sale of security 32.64 (58.30) (9.56) 108.02 31.48
Total Income 2,829.21 2,762.32 2,992.94 10,948.55 11,271.23
Interest on deposits 1,332.49 1,759.95 1,879.21 6296.64 6204.79
Interest on borrowing 0.48 0.03 1.64 0.71 7.46
Indterest on others - (4.94) (2.80) 22.71 0
Other expenses 678.20 513.48 676.33 2155.54 2,388.45
Service Tax 30.49 47.10 55.10 136.69 111.53
Total Expenses 2,041.66 2,315.62 2,609.48 8,612.29 8,712.23
Interest Spread 1,336.65 839.44 840.64 3,930.99 4,345.32
Profit before dep.& Provision 787.55 446.70 383.46 2,336.26 2,559.00
Provision 0.50 219.57 124.50 219.57 125.00
Depriciation 0.07 189.52 190.46 189.64 190.54
Loss on sale of assets 0.06 0.22 0.06 1.29 0.15
Capital expeses written off (0.05) 0.37 1.75 0.37 1.75
Excess prov. written back - - (125.00) 0 -125.00
merged bank losses/Assets written off - 36.70 - 36.7 -
Profit after dep.& Provision 786.97 0.32 191.69 1,888.69 2,366.56
Income Tax 241.29 243.73 315.86 426.34 776.53
Deffered Tax - 18.62 25.30 18.62 25.3
Net Profit 545.68 (262.03) (149.47) 1,443.73 1,564.73
Deposits 110,440.47     109356.4 115695.24
Advances 56,492.62     53287.13 62717.6
Investment 57,707.32     57646.53 57077.36
Gross NPA 713.51     634.75 694.28
Gross NPA (%) 1.26%     1.19% 1.11%
Net NPA -     0.00% 0.00%
CD Ratio 51.15%     48.73% 54.21%